Create a recipient

curl --request POST \
  --url https://business.madhousewallet.com/api/payouts/recipients \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "currency": "EUR",
  "type": "iban",
  "accountHolderName": "Jane Doe",
  "details": {
    "legalType": "PRIVATE",
    "iban": "DE89370400440532013000"
  },
  "wallet": "0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B"
}
'

import requests

url = "https://business.madhousewallet.com/api/payouts/recipients"

payload = {
    "currency": "EUR",
    "type": "iban",
    "accountHolderName": "Jane Doe",
    "details": {
        "legalType": "PRIVATE",
        "iban": "DE89370400440532013000"
    },
    "wallet": "0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    currency: 'EUR',
    type: 'iban',
    accountHolderName: 'Jane Doe',
    details: {legalType: 'PRIVATE', iban: 'DE89370400440532013000'},
    wallet: '0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B'
  })
};

fetch('https://business.madhousewallet.com/api/payouts/recipients', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://business.madhousewallet.com/api/payouts/recipients",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'currency' => 'EUR',
    'type' => 'iban',
    'accountHolderName' => 'Jane Doe',
    'details' => [
        'legalType' => 'PRIVATE',
        'iban' => 'DE89370400440532013000'
    ],
    'wallet' => '0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://business.madhousewallet.com/api/payouts/recipients"

	payload := strings.NewReader("{\n  \"currency\": \"EUR\",\n  \"type\": \"iban\",\n  \"accountHolderName\": \"Jane Doe\",\n  \"details\": {\n    \"legalType\": \"PRIVATE\",\n    \"iban\": \"DE89370400440532013000\"\n  },\n  \"wallet\": \"0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://business.madhousewallet.com/api/payouts/recipients")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"currency\": \"EUR\",\n  \"type\": \"iban\",\n  \"accountHolderName\": \"Jane Doe\",\n  \"details\": {\n    \"legalType\": \"PRIVATE\",\n    \"iban\": \"DE89370400440532013000\"\n  },\n  \"wallet\": \"0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://business.madhousewallet.com/api/payouts/recipients")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"currency\": \"EUR\",\n  \"type\": \"iban\",\n  \"accountHolderName\": \"Jane Doe\",\n  \"details\": {\n    \"legalType\": \"PRIVATE\",\n    \"iban\": \"DE89370400440532013000\"\n  },\n  \"wallet\": \"0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B\"\n}"

response = http.request(request)
puts response.read_body

{
  "id": 12345678,
  "accountHolderName": "Jane Doe",
  "currency": "EUR",
  "type": "iban",
  "active": true,
  "details": {},
  "country": "DE"
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

Recipients

Create a recipient

Creates a new payout recipient linked to your account. Use GET /api/payouts/account-requirements first to determine the correct type and details fields for the target currency.

Wallet verification: wallet is required and must be a KYC-verified wallet (EVM or SVM). Unverified wallets are rejected with 403 — verify your wallet at kyc.madhousewallet.com.

Email transfer recipients: Pass type: "wise_email_recipient" to create an email-based EUR recipient. currency must be EUR. No account requirements lookup needed — provide only details: { email: "recipient@example.com" }. Email recipients carry no transfer fee.

Country format: When details.address is present, details.address.country is required and must be a valid ISO 3166-1 alpha-2 code (two letters, e.g. US, GB, DE). Country names ("United States") and ISO-3 codes ("USA") are rejected with 400. This ensures the sanctions screen can reliably match country against the sanctioned record’s country list.

Compliance screening: The recipient is screened against a sanctions database before creation. The screen matches on three signals: accountHolderName (case-folded + accent-stripped exact match), details.address.country (ISO 2-letter code), and details.address (street + city + postal-code token overlap). A request is rejected with 403 only if all available signals match the same sanctioned entity. When either the sanctioned record or the recipient lacks a country or address, that check falls through to name-only matching to ensure sparse sanctions data still catches matches.

Rate limit: 30 requests/minute.

POST

api

payouts

recipients

Create a recipient

curl --request POST \
  --url https://business.madhousewallet.com/api/payouts/recipients \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "currency": "EUR",
  "type": "iban",
  "accountHolderName": "Jane Doe",
  "details": {
    "legalType": "PRIVATE",
    "iban": "DE89370400440532013000"
  },
  "wallet": "0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B"
}
'

import requests

url = "https://business.madhousewallet.com/api/payouts/recipients"

payload = {
    "currency": "EUR",
    "type": "iban",
    "accountHolderName": "Jane Doe",
    "details": {
        "legalType": "PRIVATE",
        "iban": "DE89370400440532013000"
    },
    "wallet": "0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    currency: 'EUR',
    type: 'iban',
    accountHolderName: 'Jane Doe',
    details: {legalType: 'PRIVATE', iban: 'DE89370400440532013000'},
    wallet: '0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B'
  })
};

fetch('https://business.madhousewallet.com/api/payouts/recipients', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://business.madhousewallet.com/api/payouts/recipients",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'currency' => 'EUR',
    'type' => 'iban',
    'accountHolderName' => 'Jane Doe',
    'details' => [
        'legalType' => 'PRIVATE',
        'iban' => 'DE89370400440532013000'
    ],
    'wallet' => '0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://business.madhousewallet.com/api/payouts/recipients"

	payload := strings.NewReader("{\n  \"currency\": \"EUR\",\n  \"type\": \"iban\",\n  \"accountHolderName\": \"Jane Doe\",\n  \"details\": {\n    \"legalType\": \"PRIVATE\",\n    \"iban\": \"DE89370400440532013000\"\n  },\n  \"wallet\": \"0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://business.madhousewallet.com/api/payouts/recipients")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"currency\": \"EUR\",\n  \"type\": \"iban\",\n  \"accountHolderName\": \"Jane Doe\",\n  \"details\": {\n    \"legalType\": \"PRIVATE\",\n    \"iban\": \"DE89370400440532013000\"\n  },\n  \"wallet\": \"0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://business.madhousewallet.com/api/payouts/recipients")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"currency\": \"EUR\",\n  \"type\": \"iban\",\n  \"accountHolderName\": \"Jane Doe\",\n  \"details\": {\n    \"legalType\": \"PRIVATE\",\n    \"iban\": \"DE89370400440532013000\"\n  },\n  \"wallet\": \"0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B\"\n}"

response = http.request(request)
puts response.read_body

{
  "id": 12345678,
  "accountHolderName": "Jane Doe",
  "currency": "EUR",
  "type": "iban",
  "active": true,
  "details": {},
  "country": "DE"
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

{
  "error": "<string>"
}

Authorizations

Authorization

string

header

required

Pass your API key as a Bearer token: Authorization: Bearer mw_live_<keyId>_<secret>

Body

application/json

currency

string

required

ISO 4217 target currency code (e.g. EUR, GBP, USD)

Example:

"EUR"

type

string

required

Account type returned by GET /api/payouts/account-requirements (e.g. iban, sort_code, aba). Use wise_email_recipient to create an email-based EUR transfer recipient — no account requirements lookup needed. wise_email_recipient is only valid when currency is EUR.

Example:

"iban"

accountHolderName

string

required

Full legal name of the account holder

Example:

"Jane Doe"

details

object

required

Account-type-specific fields. For standard types (e.g. iban, sort_code, aba): provide the fields returned by GET /api/payouts/account-requirements. When the account type requires an address, details.address.country must be a valid ISO 3166-1 alpha-2 code (e.g. US, GB, DE). For wise_email_recipient: provide only { "email": "recipient@example.com" }.

Example:

{
  "legalType": "PRIVATE",
  "iban": "DE89370400440532013000"
}

wallet

string

Your wallet address (EVM 0x + 40 hex, or Solana base58 32–44 chars). Conditionally required: only needed if your account requires KYC verification. When required, it must be a KYC-verified wallet — unverified wallets are rejected with 403 (verify at kyc.madhousewallet.com). If KYC is not enabled for your account, this field may be omitted.

Example:

"0xAb5801a7D398351b8bE11C439e05C5B3259aeC9B"

Response

Recipient created

A payout recipient account

integer

required

Recipient account ID

Example:

12345678

accountHolderName

string

required

Name on the account

Example:

"Jane Doe"

currency

string

required

ISO 4217 currency code

Example:

"EUR"

type

string

required

Account type (e.g. iban, sort_code, aba)

Example:

"iban"

active

boolean

required

Whether the recipient is active

Example:

true

details

object

required

Account-type-specific details (routing/account numbers, IBAN, etc.)

country

string | null

ISO 3166-1 alpha-2 country code

Example:

"DE"

Overview

Payouts

Recipients

Create a recipient

Authorizations

Body

Response